Press release -
September is second highest month on record for cash deposits
6.71 million cash deposits were made at post offices across the UK in September 2025, according to new figures released today (22 October). It is the second highest monthly figure on record, just behind the 6.76 million cash deposits made in July this year, a record-breaking month.
September’s deposit volume was up 4.6% month-on-month (6.42 million, August 2025) and up significantly (10.1%) year-on-year (6.1 million, September 2024).
Business and personal customers deposited a combined total of £2.87 billion in September, which was up 3.6% on the previous month (£2.77 billion, August 2025) and up 8.5% on last year’s figure (£2.65 billion, September 2024). This is the second highest monthly deposit value to date, just behind the record £2.94 billion deposited by customers in July.
Business and personal customers made 7.23 million withdrawals in September, up slightly (1.1%) on August figures (7.15 million, August 2025) and up again (3.1%) year-on-year (7.02 million, September 2024).
Both business and personal customers made withdrawals worth £1.01 billion in September, the third highest month on record behind July 2025 and December 2024. September’s numbers were up 2.7% on the previous month (£983.21 million, August 2025). Again, there was a strong rise (11.7%) against the value of withdrawals in September 2024 (£903.89 million, September 2024).
Together, withdrawals and deposits across UK totalled £3.88 billion in August. This was up against last month (£3.76 billion, August 2025) and up again year-on-year (£3.55 billion, September 2024).
Benjamin Hunter Woollard, Head of Banking at Post Office, said: “September is the second highest month on record for deposits at Post Office, both in terms of the number of deposits and also their combined value. It’s great to see customers increasingly choose their local post office as a safe and convenient place to carry out their banking transactions. Our postmasters are on hand across the UK to provide that trusted, face-to-face service which we know so many people still value.”
Business cash deposits
Personal cash deposits
Personal cash withdrawals
Banking Hubs
As of 10 September 2025, 191 hubs have been opened in partnership between Cash Access UK and the Post Office. 233 Banking Hubs have now been announced by LINK with further openings planned for later this year.
For further data and analysis, visit https://corporate.postoffice.co.uk/cashtracker
About Post Office Cash Tracker and access to cash
Data included in this press release reflects cash services used under the Banking Framework. Over 30 banks and building societies are part of the Banking Framework which enables their customers to withdraw or deposit cash at any of the Post Office’s 11,500 branches. On 30 April 2025, Post Office announced that the Banking Framework agreement had been extended until the end of 2030.
[1] Figures for cash deposits value and cash withdrawals value by country have been rounded to the nearest million. This is why value figures per country will not add up exactly to the total for the UK.
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About the Post Office
- With over 11,500 branches, Post Office has the biggest retail network in the UK, with more branches than all the banks and building societies combined.
- Post Office is helping anyone who wants cash to get it whichever way is most convenient. Partnership with over 30 banks, building societies and credit unions means that 99% of UK bank customers can access their accounts at their Post Office.
- Cash withdrawals, deposits and balance enquiries can be made securely and conveniently over the counter at any Post Office; and the biggest investment by any organisation or company in the last decade is being made to safeguard 1,400 free-to-use ATMs across the UK.
- Post Office is simplifying its proposition for Postmasters with a focus on its cash and banking; mails and parcels; foreign exchange; and; bill payments services.
- Research has found that visits to the Post Office help drive another 400 million visitors to other shops, restaurants and local businesses equating to an estimated £1.1 billion in additional revenue for High Street businesses.
- 99.7% of the population live within three miles of a Post Office; and 4,000 branches are open seven days a week.
